Using Google Checkout? What to do when it ‘retires’.
You may not be aware, but Google is ceasing support for online payments using Google Checkout. Ostensibly this is to improve support for the Google Wallet payments system, but I’ve a sneaky suspicion that it is also a move to reduce UK tax liabilities, as it stops UK-based transactions. (Author’s opinion may be rubbish – Ed).
Anyhoo. If you do currently use Google Checkout, the recommendations from Google are to migrate to other online Payment systems such as Braintree & Shopify. To save you the bother, we’ve done some preliminary investigations, and although we can’t speak for their quality, their payment structure is far closer to other Merchanting services with a monthly fee and minimum monthly transactions. This would make it far more costly for the small-scale user than the ‘per transaction’ commission levy of Google Checkout.
The primary alternative then is Paypal, either the Web Payments Standard account, or Paypal Professional. Web Payments is a per-transaction fee, and your customers would be making purchases from a Web page. The transaction itself is offsite, on the Paypal system, so while it is very secure, branding and customisation opportunities are limited. Paypal Professional will also allow offline payments through a console, so gives a flexible merchanting service, but with a monthly subscription feel, as well as the Paypal ‘commission’. Professional also requires a SSL certified server, as the owners website manages the credit card information, but at least this keeps the customer on-site for the shopping experience.
There is more information on Paypal, Web Payments Standard and Paypal Professional here:
The Author has no connection with Paypal, its affiliates, and is not recompensed for this article. More’s the pity.